Is my insurance rate going to go up? High Point Auto Insurance?

the individual driving my vehicle was not on the  insurance  although I have liability  insurance   on my car . What am I responsible or can happen and will pay to the  insurance  provider?
"Over 3 years agoAuto insurance howmuch am I likely to pay for this?>?
"HiTo get a 20 year old school student who's low-risk
"Coverage (i.e. $500K 30 years period lifestyle) is life insurance cheaper in Florida or in TX? We're likely to be going to Colorado in the next couple of months"If it breaks down what's up with these individual auto  insurance  business's that insure your vehicle